Kilgore National Bank
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Personal Products

Products

Regular Checking Account

  • Minimum Opening Balance: $100.00
  • Account fees: $10.00 if balance falls below $500.00 any day of the statement cycle

Value Checking

  • Minimum opening balance: $100.00
  • No minimum balance. No service charge.
  • Unlimited check writing or ATM/Debit transactions.
  • Monthly statement with NO images of checks included.
  • Free online banking.

Econo Checking

  • Minimum opening balance: $100.00
  • Account Fees: A service fee of $3.00 will be imposed every statement cycle. A fee of $0.35 will be assessed for each check over 15 per statement cycle.

Student Checking

  • Minimum opening balance: $100.00
  • Account fees: No monthly service fee. A fee of $0.35 will be accessed for each check over 10 per statement cycle.

KNB Golden Account

  • Minimum opening balance: $100.00
  • Minimum age to open: 50
  • Account fees: No service charge regardless of balance or number of checks written.
  • No fee for money orders.
  • No fee for traveler's checks.
  • No fee for cashier's checks.

Now Account

  • Minimum opening Balance: $1,000.00
  • Account fees: $7.50 if balance falls below $1,000.00 any day of the statement cycle.
  • Competitive interest rate paid on daily balance.

Premium Now Account

  • Minimum opening balance: $50,000.00
  • Account fees: $15.00 if balance falls below $50,000.00 any day of statement cycle.
  • Competitive interest rate paid on daily balance.   

Golden Derrick Club Account

  • Minimum opening balance: $100.00
  • No minimum balance required.
  • Account fees: A monthly service fee of $6.00 for under 50 years of age or $3.00 for 50 and over will be assessed.
  • Two free boxes of checks per year.
  • No fee for cashier’s checks.
  • One free membership to LifeLock.
  • AD&D Insurance, health benefits, and travel and shopping discounts.
  • For more detail Click Here

Regular Savings

  • Minimum opening balance: $50.00
  • Interest paid monthly.
  • Account fees: $3.00 if balance falls below $100.00 any day of the month.
  • Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.  A fee of $3.00 per transaction will be imposed for each transaction in excess of three per statement cycle.
  • Quarterly statement.

Minor Savings

  • Minimum opening balance: $10.00
  • Interest paid monthly.
  • No minimum balance. No service charge.
  • Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.  A fee of $3.00 per transaction will be imposed for each transaction in excess of three per statement cycle.
  • Must be under the age of 18 to qualify.
  • ATM/Debit Card not available
  • Free online banking.

Money Market Savings

  • Minimum opening balance: $1,000.00
  • Interest paid monthly
  • Account fees: $15.00 if balance falls below $1,000.00 any day of the statement cycle.
  • Competitive interest rate paid on daily balance.
  • Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.  A fee of $5.00 per transaction will be imposed for each transaction in excess of six per statement cycle.

Visa Check Card

Other

Lost or Stolen Cards

For lost or stolen cards call 903-986-2265 Monday-Friday 9:00 AM-5:00PM CST.

After business hours and weekends call 800-264-4274, select option 3.

Enjoy the Advantages

Your visa check card offers a world of banking and shopping convenience. Use anywhere the VISA logo is displayed.

If you are like most customers you'll use your visa check card in place of cash or checks to pay for items, such as gasoline, groceries, restaurants meals and department store purchases.

Convenience

The hassles involved in carrying your checkbook, writing out a check, producing ID, and getting a check approved are eliminated, and the entire transaction is complete in just seconds.

Finance Charges

There are no finance charges associated with visa check card purchases. Approval is based on your account balance and purchases are withdrawn directly from your account.

Security

There's no need to carry large sums of cash or your checkbook - at millions of locations worldwide, all you need is your visa check card.

Certificates of Deposit

Certificates of Deposit with competitive rates for your personal needs. Available at different rates and maturities. Please contact us for additional details when needed. In person, by phone or at info@kilgorenb.com.

IRA

Individual Retirement Account

Individual Retirement Accounts for your personal needs. Available at different rates and maturities. Please contact us for additional details when needed. In person, by phone or e-mail at info@kilgorenb.com

Personal Loans

Kilgore National Bank offers a broad range of loan services tailored to meet the needs of our customers and our community. Being a locally owned and operated bank means that loans are approved right here in Kilgore Texas by people you know and trust.

Call us at 903-986-2265 or come by to discuss your borrowing needs.